ULTIMATE
CARE

ULTIMATE CARE™

MAXIMUM COVERAGE FOR CATASTROPHIC EVENTS

Maximum coverage in case of catastrophic events, including transplants, cardiovascular surgery, severe trauma and burns.

ITEM/SERVICECOVERAGE
Maximum Annual BenefitUSD $1 million
EligibilityUp to age 70
Hospital NetworkInside U.S. through the ULTIMATECARE™ Network
Outside U.S. free choice
Hospitalization100% - Outside USA
100% - ULTIMATECARE™ Network - Inside USA
Outside U.S. free choice
RoomPrivate and Semi-Private 100% - Outside USA
Private and Semi-Private 100% - ULTIMATECARE™ Network - Inside USA
Intensive Care100% - Outside USA
100% - ULTIMATECARE™ Network - Inside USA
Accommodation for Accompanying MinorNot Applicable
Reconstructive surgery in case of Illness or accidentLimited to conditions specified in the plan
Surgery (including Outpatient Surgery)100%
Emergency Room100%
Major Diagnostic Services100% for covered conditions
Surgical Treatment for symptomatic disorders of the feetNot Applicable
Cancer risk reduction surgery (Prophylactic surgery)Not Applicable
Bariatric Surgery, Gastric by-pass, and any surgical procedure intended for eight loss, its complications, treatmentsNot Applicable
Cancer TreatmentUSD $200,000
DialysisUSD $100,000
Emergency Dental CoverageOnly covered within the first 180 days of the accident
Physicians and Specialists Visits100%
Surgeon and Anesthesiologist Fees100% through the ULTIMATECARE™ Network
Prescribed Medications100%
Preventive Care (Available in deductibles $500/$1000 and $1000/$2000)Not Applicable
Outpatient Physical Therapy, Rehabilitation and Home Health Care (private nurse)Not Applicable
Illness or injury in Private AircraftNot Applicable
Surgical Implants or Prosthesis (excluded dental)Not Applicable
Durable Medical Equipment, Special devices (External Prosthesis, Orthotic devices)Not Applicable
Maternity***Not Applicable
Stem Cells***Not Applicable
Maternity Complications and Birth Complications***Not Applicable
Inclusion of NewbornNot Applicable
Additional Benefit for dependentsNot Applicable
Congenital and Hereditary Disorders (<18 years old)2 years waiting period 10% of Maximum Benefits of covered expenses
Congenital and Hereditary Disorders (≥18 years old)2 years waiting period 10% of Maximum Benefits of covered expenses
Organ and Tissue TransplantsHeart USD $300,000 lifetime
Heart/Lung USD $300,000 lifetime
Lung USD $250,000 lifetime
Pancreas USD $250,000 lifetime
Pancreas/Kidney USD $300,000 lifetime
Kidney USD $200,000 lifetime
Liver USD $200,000 lifetime
Bone Marrow USD $250,000
Specialized TreatmentsNot Applicable
AutismNot Applicable
Routine Health CheckupNot Applicable
Routine Health Checkups for Minor ChildrenNot Applicable
Palliative / Hospice Care100% per Insured
HIV/AIDSNot Applicable
Coverage for Accidents while Practicing Professional SportsNot Applicable
Emergency Transportation
Air AmbulanceUSD $25,000 per Insured per Policy Year to the closest hospital of qualified treatment. No deductible applies
Ground Ambulance100% No deductible applies
Repatriation of Mortal RemainsNot Applicable
Additional BenefitsNot Applicable
Not Applicable
Not Applicable
Not Applicable
Coverage for accidents that occurred during the practice of professional sportsNot Applicable
Coverage for accidents that occurred during the practice of high risk activities100%
Temporary Emergency coverage while application is evaluated$25,000
Coverage for Alzheimer disease100%
Unique ServicesInterConsultation™
Best Doctors Concierge™
Optional Coverage Available+ Critical Select